Change is Hard
“Change is hard because people overestimate the value of what they have—and underestimate the value of what they may gain by giving that up.”
— James Belasco and Ralph Stayer
Flight of the Buffalo (1994)
If I were to ask you today if you were satisfied with your current insurance agent, there is a good chance that many of you will say yes. And that’s good! But the truth is, even if your current broker seems to be meeting your needs, there’s a good chance that you are missing out on valuable cost-savings and possibly opening yourself up to risks you might not be aware of. That’s why we think it’s important to constantly be aware of your options. It never hurts to ask questions, and we think that reviewing everything that we have to offer with Benefitsology™ makes too much sense. It doesn’t cost you anything to look at our solutions, and you might just find that we can help take your insurance packages to the next level while saving you money and providing valuable resources your current agent doesn’t offer.
So how do you know if it’s time for you to explore your options? Answering these questions is a great place to start.
- Are You Satisfied With Your Current Insurance Agent?
Your first instinct is to probably say yes. But follow that up by asking this question: what added value does your current agent bring? The reality is, most brokers can present you with packages that fit your budget. It’s what they bring to you on top of the plan where your agent can really offer you value. Are they making your job easier? Are they helping you save time and money? Are they offering innovative tools and technology to make it easier for you to access and manage your plans? Added value is such a vital part of what we do at Denesha Insurance Agency, because we understand how busy and demanding your business already is. By going above and beyond at our job, we’ll help you do that same at yours without wasting your time.
- Do Your Employees Understand Your Policy?
A good agent not only offers you the packages and plans that you need, but they also take the time to make sure your employees understand them. Taking care of your employees is as important to us as it is to you, and that is why we place an emphasis on employee education. If they don’t understand their plans, how can you expect them to understand the value of the benefits you offer? We do our part to ensure that every employee is aware of their options and costs to help them understand the importance and value of the benefits you’ve provided to them. Once again, happy employees make for happy work environments.
- Does Your Current Agent Offer The Convenience And Value of Benefitsology?
Technology has advanced more rapidly than most agents in the industry are aware. Unfortunately, for those who haven’t embraced it, not being aware of these advancements often means outdated practices and procedures. We created Benefitsology to help you take your benefits packages into the modern era by providing easier ways to access your plans, digital policy records and support, and a host of other next-level options and educational opportunities that you and your employees can take advantage of from any computer or smart device. Flexibility and convenience should be the expectation in our current era, and your agent should be able to provide that to you. At Denesha, we are confident that Benefitsology offers you a level of service and value that you haven’t experienced yet.
- Is Your Current Agent Providing You With the Denesha Difference?
Are they responding to your questions the same day? Do they provide customer support during the hours when you actually need them? Is enrollment as easy as it should be for you? Are they supporting your HR department and making sure you remain compliant at all times? Are they helping you educate your employees to make a safer workplace (and help you save money)? Are they using cutting-edge software and technology to help make accessing information more effective and convenient? Do they offer an online portal to take your support to the next level? And lastly, are they routinely reviewing your plans and packages to help you get the value you deserve out of your policy?
- How Confident Are You That Your Current Agent Can Provide You With Help in the Following Areas?
- Proper retirement planning and education
- Assisting you with hiring and termination procedures
- HR assistance and employee handbook updates
- Employee retention
- Full compliance and proactive planning
- Voluntary Benefits
- Benchmarking, do you know what your competitors are paying employees
- Health Care Consumerism – are you aware of the new shopping for medical procedures options
- Audit of EOB’s when you need it most
- Aware, or interested in Compliance
- Wellness & Wellbeing – Financial Wellness
- Responsibility Psychology
- Business Review – Buy/Sell
- Key Man Insurance
If you answered no to any of the questions above or you aren’t sure, maybe it’s time to make the jump. At the very least, it’s probably time to explore the options available to you. Each year, the team that wins the Super Bowl relied on two things. First, they relied on the exceptional talent and abilities of the players and coaches on their team. But secondly, and just as importantly, they never stopped exploring options and making improvements. It’s time to start applying the same principles to your business, and insurance is an easy place to start.
We’d love to show you the difference and savings we can bring to you with our revolutionary Benefitsology platform and unrivaled levels of service and support. That is the Denesha Way, and that is why we pride ourselves on treating our clients like partners. We’re in this together, and we want to be in it with you. Give us a call and see the difference for yourself.