Get in Touch
Replies within 24 hours, often within 1. Terry and Debbie both check messages throughout the day — choose whichever way is easiest for you.
Office Address
2029 21st Street, Bakersfield, CA 93301
Office Hours
Monday – Friday, 7:30 AM – 5:30 PM

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We reply within 24 hours, often within 1.
Google Reviews
What Bakersfield families and businesses say about working with Terry and Debbie.
August Lowe
“Terry and Debbie are amazing. From organizing the enrollment to answering questions and providing explanations to plans. They always respond to texts, emails, or voicemails on the same day — usually within the hour.”
Brian Maddux
“Terry has come through year after year for my family and I. He's always professional, responsive, and extremely knowledgeable. He's the only one I trust when it comes to selecting my insurance!”
Caleb Hawkesworth
“Terry came to our house, walked us through everything, and did a cost-benefit analysis to help us decide the better plan for our family. Amazing human being — highly recommend!”
Lynn Smith
“Denesha Insurance Agency found us a secondary insurance plan with more benefits for lower premiums. The change-over from our former plan was smooth and handled professionally. We are grateful!”
Prestige Properties — Team Tipton
“Terry has always been very attentive, timely, and a problem solver. I've enjoyed working with him over the years and would recommend anyone to him!”
Shelley Roberts-Soto
“I would highly recommend Terry and Debbie. They were very knowledgeable about my insurance plan and guided me accordingly. They were very kind and educated me about insurance. Thank you — I am very grateful.”