Dental & Vision Benefits
Benefits Employees Ask for by Name
Dental and vision are the most requested voluntary benefits after medical. They're also some of the most affordable to offer as an employer — and they go a long way toward employee satisfaction and retention.
Get a Free Dental & Vision QuoteGroup dental premiums can be as low as $10–$30/employee/month — one of the highest-impact, lowest-cost benefits you can add.
Group Dental Coverage
Most group dental plans use a tiered structure — 100% coverage for preventive care, then decreasing coverage for more intensive procedures. Annual maximums typically range from $1,000–$2,500 per employee. Terry compares PPO dental plans from all major carriers to find the best network-to-cost ratio for your workforce.
Waiting periods vary by plan.
Many plans impose a 6–12 month waiting period on major restorative work. Terry reviews waiting period provisions carefully so your employees aren't surprised when they file a claim.
Group Vision Coverage
Vision plans are typically add-on coverage at very low cost — often $5–$10/employee/month. They cover annual eye exams, frames, lenses, and contacts through VSP, EyeMed, or carrier-specific networks.
Annual eye exam
Typically $0–$15 copay with in-network provider
Frames allowance
$130–$200 toward frames from network retailers
Lens coverage
Single vision, bifocal, trifocal, and progressive lenses
Contact lens allowance
In lieu of frames — typically $130–$150 per year
LASIK/PRK discounts
Most vision plans include 15–25% discounts on refractive surgery
5 Reasons to Add Dental & Vision Now
Dental and vision are the #2 and #3 most-requested benefits after medical
Preventive dental care reduces expensive medical claims — oral health directly impacts heart disease, diabetes, and pregnancy outcomes
Group rates are significantly lower than individual plans on the open market
Voluntary enrollment lets employees add coverage without employer cost
Low-cost way to differentiate your benefits package and retain talent
Add Dental & Vision to Your Benefits Package
Terry compares group plans from all major carriers — VSP, Delta Dental, Anthem, Guardian, and more — and shows you exactly what you'd pay and what your employees would receive. Takes less than an hour.
Get Dental & Vision Quotes
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