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How long does it take to get approved for life insurance?
For fully underwritten policies (with a medical exam), expect 4–8 weeks from application to approval. The exam itself is free, done at your home or office, and takes about 20 minutes.
For no-exam policies, approval can come in 24–72 hours — sometimes same day for younger, healthy applicants.
We guide you through the application process and follow up with the underwriter on your behalf so nothing falls through the cracks.
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Terry and Debbie reply within 24 hours, often within 1.
More Life Insurance Questions
How much life insurance do I actually need?What's the difference between term life and whole life insurance?Can I get life insurance without a medical exam?At what age should I get life insurance?What if I outlive my term life policy?What are living benefits and why do they matter?Can I have multiple life insurance policies?Can seniors still get life insurance coverage?
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