We Help Businesses & People Make Smarter Decisions When It Comes to Insurance


Running a business in California is tough, they should know! Owners of Denesha Ins Agency use to be in the oil business. They have seen their share of oil boom and busts. Going from 35 employees to 0 employees and owing the government $45,000. Their background formed their constant attitude of trying to do things better. How can we be more efficient? Questioning why should we do this a certain way? Just because that’s the way it’s always been done isn’t good enough. Both grew up in Oildale and sayingmodest financially is somewhat of overstatement. �� Terry and Debbie both had hard working backgrounds. Terry played sports in high school and played baseball at Bakersfield College and earned A.A in 2 years. Terry earned partial baseball
scholarship to attend University of California Santa Barbara. Terry went to school, worked, played baseball his junior year and made golf team his 4 th and 5 th year. He graduated in 1982 with Bachelor of Arts degree in Business Economics.

Terry has already started business with oldest brother before graduating. Anatesco, to their knowledge was one of the first businesses to have computers, printers, plotters in vans. The main business was to help producers identify inefficiencies with individual oil wells. The standard test was to identify two main things.

  1. Was the individual well producing everything the well was capable to giving up. If well was producing everything it was able, then trying to optimize surface equipment was next step.
  2.  If well was capable of producing more, why wasn’t it? Was it because of mechanical failure of pumping potential? Standing valve or traveling valve seat integrity? Or, did the producer simply need to increase pumping capacity? Bigger unit, bigger pump, faster, larger stroke?


Running a business is tough. But insurance should be the least of your worries. Leave it to us, a family run business that focuses on the needs of employers and employees.

Terry & Debbie sold their interest in Anatesco in 2005. His employee benefits broker said that they should come work for him. The company was one of the bigger brokers in Bakersfield and owner was a great guy. After 10 years they had a meeting and owner simply said he was unable to provide the quality customer service that he wanted for his groups. Terry was a little taken aback and owner suggested if he wanted to provide the customer service they were talking about, that he should start his own company. Which he did the next day. He could now provide customer service that every company deserves. More of a Concierge employee benefits company. A real person to answer the phone. 7:30 – 5:30 normal business hours. They do not want to be the broker for every company. They try to partner with companies that appreciate their employees. Who truly care for their employees. Denesha Insurance prides themselves on being accessible and helpful to all of their clients.

Terry continually challenges the status quo by asking “why?” and never being afraid to change the things that aren’t working! It might be working ok, but hey, this might work better.

These values have been carried with Terry Denesha since the beginning of his entrepreneurial days. His first major business, in the oil industry, led him to know the value of employees and what it takes to run a successful company. He challenged the status quo and led with technology. I’m not sure if we are ahead of the game, but we sure like to ask the question of how can we do better?

His can-do attitude has led him to insurance, because he wants every employer and employee to have peace of mind. It is no secret that the insurance space has issues. (The PPACA was not really a good decision. Yes, it helped with pre-existing conditions and help standardize coverages. But at what cost? Rates have gone up approximately 300% for indiviudals. Truth be told, if California would have expanded the High Risk Pool, that could have solved a lot of health care issues at 1/10 of the cost. He believes in the American can-do attitude. If there is a need, there will be people trying to provide solutions.)

There are brokers out there who do not do the work. They simply do the minimum and renew business. They don’t question whether there are better options? But Terry is different. He wants to see every hard-working person succeed. He wants to make insurance easy to understand so you can get back to doing your job!

Why not schedule time to talk and see if they can show you a better way. Determine if Concierge service is something you are interested in?