Welcome to the medicare page! Here you will find some valuable information on what medicare plans are available and how to select the right plan that fits your needs.
Selecting a Medicare Plan can feel overwhelming.
Guiding you through this process to help you determine the right plan for you is my goal. Whether you are new to medicare (turning 65) or needing to review your annual options, you can call me to schedule an informational meeting.
During this meeting I will explain the parts of medicare and your options.
I am an independent agent who works for you and not an insurance company. As a broker, I am here to help you understand all of your choices which allows you to choose the plan best suited to your needs and budget.
Medicare is the federal health insurance program for:
The different parts of Medicare help cover specific services:
Medicare Part A (Hospital Insurance) Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance) Part B covers certain doctors’ services, outpatient care, home health care, durable medical equipment and preventive services (like screenings, shots, and yearly “Wellness visits”)
Medicare Part D (prescription drug coverage) Part D adds prescription drug coverage to: Original Medicare, Some Medicare Cost Plans, Some Medicare Private-Fee-for-Service Plans and Medicare Medical Savings Account Plans
Supplemental Coverage Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. Medicare Supplement Insurance policies, sold by private companies, can help pay some of the remaining health care costs for covered services and supplies, like copayments, coinsurance, and deductibles. Medicare Supplement Insurance policies are also called Medigap policies.
These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
A quick look at medicare benefits
Ways to lower your drug cost
Program to help pay medical expenses
2020 Medicare gap guideline
Rules for employees enrolled in medicare
Medicare part D common questions
Medicare supplement plans document
2020 Medicare 101 guide document
There are 2 ways to get Medicare: